Being in the technology field I was impressed with features and felt it was cutting edge. I needed to figure out my bank account and routing number, and I emailed them, and they got back to me relatively quickly, which was good. Thought I signed up for the bonus but apparently checked the wrong box. I would highly recommend them!I have invested money for both myself and my Mom with CIT bank. Got an email about Power of Attorney Policy change.
Will keep doing business with CIT as long as the rates remain competitive.I opened a large account about a month ago. I think that CIT is a great option in terms of anyone wanting to generate a big return on there money or, like me, have a safety net for a rainy day.Tried these folks out for a year. No charges for wires, maintenance, or online transfers, makes it very easy to get your family savings going. "If you have questions or need assistance, please call our Contact Center at 855-462-2652." Maybe they take what they save on web design and devote it to paying interest - although, I think they lose any savings due to customers having to call their help line. Next thing I know, one day we break up and my money is gone. This website is clunky and takes a while to load which adds to the headache of getting the account opened in the first place. I've have 2 other online accounts and was going to consolidate to this one with the higher rate. Began my account in November 2012 with a rate of 1.05%. Nightmare with Wire Transfer out from CIT Bank.
Plus -- they don't follow your instructions. Their interest rate returns on savings are slightly above average in my opinion so that is why I chose them. Deposits and withdrawals have been promptly executed and interest rates offered have been one of the highest I have found for an Internet-only bank. Steer clear.I spent more than a week to resolve opening an online account. Overall, I am very happy with them. Told it can't be done online within 60 days of opening a new acct - have to call. I use the app and the mobile site and both are very easy to use and user friendly. I complained to the FCC and I was told I had to complain to the OCC. So you need to keep checking on the progress of the paperwork all the way through.CIT Bank allowed me to start my first Roth IRA. Do Not trust them with your money there are hundres of better options out there.I have to agree with all the negative reviews about CIT Bank. CIT Bank offers competitive interest rates for a variety of savings options. Gosh I hope we see rates go up.
My other 3 online banks sent my money the same day. I did finally get them to send the wire, but only after threatening legal action with a couple of people, and the matter was escalated to "the highest office". while not bad as in rude people and such it had long wait times that at times were unacceptable.I opened a CIT bank savings account about 6 months ago.